The world ‘ s leading digital financial infrastructure, PhotonPay (photogene), centred on stable currencies, successfully completed the tens of millions of dollars of B-round financing. The current round of financing is led by IDG capital, with high investment, Enlight Capital, light-speed investment and Shoplazza. The funds will be used to accelerate the expansion of its next-generation stable monetary and financial track, to recruit key talent and to expand its global regulatory influence.
“Global payments are going through a century-long structural innovation, moving from a slow, independent, traditional inter-bank network to a unified, digital asset seed system for real-time liquidity and smart capital management, as Lewison Chen, founder and CEO of PhotonPay, states. We are fundamentally convinced that the future payment system will support a stable currency. This is not just a new settlement tool, it is a basis for the realization of a photogenic zero friction and zero delayed movement of global values. This round of B financing will accelerate the momentum of our mission to connect the global digital economy and clarify our role in reshaping the global payment infrastructure for the next decade.” The new funds raised, according to PhotonPay, will be used mainly for: 1. Deepening the global payment networkWith solid cooperation with leading financial institutions, such as Morgan Chase, Circle, Standard Chartered Bank, Star Show Bank and MasterCard, PhotoPay will further deepen its direct links to the global payment network. This is intended to enhance the power of accounts issuance, billing and foreign exchange operations to provide stability in the banking system while safeguarding seamless real-time global settlements.
2. Expanding product ecosystemsPhotonPay is about to launch a second round of growth, centred on “enterprise value-added services”. Building on the consolidation of the leading position in embedded finance, companies will expand to the end of the “receiving, managing, paying” ecosystem. By 2026, Phhoton Pay plans to introduce flexible financial solutions aimed at generating benefits for idle funds and providing agile credit services to help clients maximize liquidity management and capital efficiency.3. Drivering the evolution of an intelligent architectureSmart wind system:From passive defence to “predictive precision control”, bank-level compliance standards are achieved at a fast pace of financial science and technology through the deployment of a dedicated AI model to reshape AML and anti-fraud risk management.New generation settlement network:To modernize the global clearing system by integrating stable currency payment routes. Through the connection of traditional banking infrastructure and the stabilization of currency liquidity, Photon Pay achieves a 24-hour round-the-clock work flow of immediate settlement and automated payments. This hybrid model has breached traditional banking window limitations and significantly reduced transaction friction and financial costs for global enterprises.
4. Expanding global compliance and localization servicesFocusing on the United States-level focus on emerging market development, PhotonPay will accelerate the acquisition of regulatory licences to expand competitive advantage. At the same time, the company will expand the size of its local business team to build high-adaptive infrastructure that integrates global compliance standards and deepens local market insight. PhotonPay, founded in Hong Kong, China, in 2015, has 11 operating centres with a global team of more than 300 people, covering more than 200 countries and territories, and has the capacity to empower more than 200,000 businesses, focusing mainly on cross-border electricians, B2B trade, SaaS, digital entertainment, AI, etc.